Are zero fees (no annual fee, no cash advance fee, no foreign currency fee and no overlimit fee) valid for a limited time only? No, there are absolutely zero fees! Related articles Why is there no card information shown on my physical card? Can my Trust Link Credit/Debit Card or NTUC Link Credit/Debit Card be used to identify me as a Link member and/or NTUC Union member? How can I activate my card? What are the features of the Trust Credit Card? What is NTUC card?