Are zero fees (no annual fee, no cash advance fee, no foreign currency fee and no overlimit fee) valid for a limited time only? No, there are absolutely zero fees! Related articles Why is there no card information shown on my physical card? What are the features of the Trust Credit Card? Can my Trust Link Credit/Debit Card or NTUC Link Credit/Debit Card be used to identify me as a Link member and/or NTUC Union member? Where can I apply for a Trust Credit Card or Savings Account? How long will the Trust Credit card application take?