How long will the Trust Credit card application take? Most applications take less than 3 minutes. However, if further clarifications are needed, it may take up to 3 working days. Related articles What are the features of the Trust Credit Card? How do I apply for a card? Can my Trust Link Credit/Debit Card or NTUC Link Credit/Debit Card be used to identify me as a Link member and/or NTUC Union member? How can I activate my card? Are zero fees (no annual fee, no cash advance fee, no foreign currency fee and no overlimit fee) valid for a limited time only?